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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,333 | $54,370+34.9% | $82,763-11.4% | $68,490+7.1% |
| Participation rate | 83.3% | 63.9%+19.4pp | 72.6%+10.8pp | 67.9%+15.4pp |
| Annual return | 4.62% | -13.67%+18.3pp | 702.45%-697.8pp | -7.85%+12.5pp |
| Employer contribution / active EE | $4,952 | $2,219+123.1% | $3,008+64.6% | $2,597+90.7% |
| Participant deferral / active EE | $3,249 | $3,2470% | $4,395-26.1% | $4,028-19.3% |
| Admin fee / account holder | $6,993 | $4,398+59.0% | $5,325+31.3% | $5,403+29.4% |