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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,472 | $57,330+9.0% | $86,656-27.9% | $75,177-16.9% |
| Participation rate | 86.3% | 63.2%+23.1pp | 71.7%+14.6pp | 67.2%+19.1pp |
| Annual return | -6.69% | 2675.40%-2682.1pp | 593.09%-599.8pp | 160.75%-167.4pp |
| Employer contribution / active EE | $2,650 | $2,316+14.4% | $3,025-12.4% | $2,671-0.8% |
| Participant deferral / active EE | $3,092 | $3,320-6.9% | $4,439-30.3% | $4,126-25.1% |
| Admin fee / account holder | $3,919 | $4,115-4.8% | $5,619-30.3% | $5,651-30.7% |