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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,286 | $78,694+9.6% | $67,652+27.5% | $125,389-31.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.81% | 9.46%-13.3pp | 6625.40%-6629.2pp | 282.24%-286.0pp |
| Employer contribution / active EE | $2,200 | $3,044-27.7% | $2,266-2.9% | $4,866-54.8% |
| Participant deferral / active EE | $4,728 | $4,292+10.1% | $3,560+32.8% | $5,352-11.7% |
| Admin fee / account holder | $6,171 | $7,403-16.6% | $4,821+28.0% | $9,541-35.3% |