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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,171 | $117,829-56.6% | $102,423-50.0% | $145,877-64.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.55% | 31.83%-24.3pp | 29.42%-21.9pp | 551.28%-543.7pp |
| Employer contribution / active EE | $2,475 | $3,615-31.5% | $3,023-18.1% | $4,663-46.9% |
| Participant deferral / active EE | $3,698 | $5,732-35.5% | $5,054-26.8% | $6,691-44.7% |
| Admin fee / account holder | $2,857 | $13,335-78.6% | $9,455-69.8% | $13,402-78.7% |