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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,515 | $110,307-59.6% | $96,576-53.9% | $139,456-68.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 9.49% | 26.40%-16.9pp | 25.87%-16.4pp | 373.45%-364.0pp |
| Employer contribution / active EE | $2,507 | $3,619-30.7% | $2,965-15.4% | $4,753-47.2% |
| Participant deferral / active EE | $3,851 | $5,547-30.6% | $4,851-20.6% | $6,711-42.6% |
| Admin fee / account holder | $12,297 | $11,597+6.0% | $8,253+49.0% | $11,407+7.8% |