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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,686 | $100,901-38.9% | $75,501-18.3% | $147,586-58.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 27.01% | 35.78%-8.8pp | 27.35%-0.3pp | 578.59%-551.6pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,564 | $4,027+13.3% | $3,142+45.2% | $5,439-16.1% |
| Admin fee / account holder | $435 | $11,285-96.1% | $5,801-92.5% | $10,886-96.0% |