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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,412 | $96,956-52.1% | $69,779-33.5% | $273,972-83.1% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 3.98% | 12.93%-9.0pp | 12.99%-9.0pp | 41.46%-37.5pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,537 | $3,744+21.2% | $2,931+54.8% | $5,287-14.2% |
| Admin fee / account holder | $375 | $7,934-95.3% | $4,381-91.4% | $10,133-96.3% |