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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,969 | $105,960-0.9% | $81,726+28.4% | $158,982-34.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 27.82% | 38.19%-10.4pp | 29.49%-1.7pp | 302.99%-275.2pp |
| Employer contribution / active EE | $0 | $7,805-100.0% | $4,311-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,291 | $13,011-67.0% | $7,108-39.6% | $5,983-28.3% |
| Admin fee / account holder | $17,730 | $8,494+108.7% | $5,160+243.6% | $11,252+57.6% |