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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,033 | $58,241-29.5% | $81,780-49.8% | $80,911-49.3% |
| Participation rate | 84.2% | 63.4%+20.8pp | 72.4%+11.8pp | 67.6%+16.6pp |
| Annual return | 12.05% | 41.73%-29.7pp | 776.27%-764.2pp | 35.63%-23.6pp |
| Employer contribution / active EE | $1,464 | $2,343-37.5% | $2,914-49.8% | $2,756-46.9% |
| Participant deferral / active EE | $2,857 | $3,283-13.0% | $4,321-33.9% | $4,297-33.5% |
| Admin fee / account holder | $6,570 | $4,973+32.1% | $7,384-11.0% | $6,935-5.3% |