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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,980 | $49,177-67.5% | $79,467-79.9% | $64,173-75.1% |
| Participation rate | 94.6% | 65.0%+29.5pp | 73.3%+21.2pp | 69.6%+25.0pp |
| Annual return | 7.89% | -1.16%+9.0pp | 718.30%-710.4pp | 7.63%+0.3pp |
| Employer contribution / active EE | $1,584 | $2,076-23.7% | $2,800-43.4% | $2,381-33.5% |
| Participant deferral / active EE | $1,891 | $2,821-33.0% | $3,704-48.9% | $3,470-45.5% |
| Admin fee / account holder | $730 | $3,839-81.0% | $5,104-85.7% | $4,887-85.1% |