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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,248 | $57,312-36.8% | $86,617-58.2% | $75,181-51.8% |
| Participation rate | 86.6% | 63.2%+23.4pp | 71.7%+14.9pp | 67.2%+19.4pp |
| Annual return | 10.01% | 2672.78%-2662.8pp | 591.91%-581.9pp | 160.69%-150.7pp |
| Employer contribution / active EE | $1,060 | $2,315-54.2% | $3,023-64.9% | $2,671-60.3% |
| Participant deferral / active EE | $2,862 | $3,319-13.8% | $4,437-35.5% | $4,126-30.6% |
| Admin fee / account holder | $998 | $4,114-75.8% | $5,613-82.2% | $5,650-82.3% |