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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,375 | $73,787+80.8% | $98,716+35.1% | $82,448+61.8% |
| Participation rate | 82.8% | 61.4%+21.4pp | 69.3%+13.5pp | 68.1%+14.7pp |
| Annual return | 10.46% | 18.57%-8.1pp | 31.81%-21.3pp | 41.64%-31.2pp |
| Employer contribution / active EE | $2,160 | $1,511+42.9% | $2,279-5.2% | $2,551-15.3% |
| Participant deferral / active EE | $5,831 | $3,081+89.2% | $4,048+44.1% | $4,139+40.9% |
| Admin fee / account holder | $5,011 | $6,500-22.9% | $8,703-42.4% | $7,234-30.7% |