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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,435 | $85,766-85.5% | $136,298-90.9% | $70,126-82.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.54% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $2,157 | $2,966-27.3% | $4,696-54.1% | $2,343-7.9% |
| Participant deferral / active EE | $647 | $5,051-87.2% | $6,247-89.7% | $3,332-80.6% |
| Admin fee / account holder | $1,797 | $5,421-66.9% | $9,244-80.6% | $4,645-61.3% |