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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,091 | $93,617-88.2% | $135,982-91.8% | $75,177-85.2% |
| Participation rate | 97.4% | 75.2%+22.2pp | 81.9%+15.5pp | 67.2%+30.2pp |
| Annual return | 16.78% | 30.89%-14.1pp | 68.32%-51.5pp | 160.75%-144.0pp |
| Employer contribution / active EE | $2,426 | $3,538-31.4% | $4,859-50.1% | $2,671-9.2% |
| Participant deferral / active EE | $551 | $6,406-91.4% | $7,760-92.9% | $4,126-86.7% |
| Admin fee / account holder | $1,184 | $6,980-83.0% | $10,767-89.0% | $5,651-79.0% |