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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,235 | $82,678-88.8% | $125,391-92.6% | $68,490-86.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -16.80% | -5.97%-10.8pp | 572.41%-589.2pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,249 | $3,382-33.5% | $4,816-53.3% | $2,597-13.4% |
| Participant deferral / active EE | $615 | $6,111-89.9% | $7,448-91.7% | $4,028-84.7% |
| Admin fee / account holder | $1,061 | $6,277-83.1% | $10,009-89.4% | $5,403-80.4% |