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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,176 | $112,729+138.8% | $98,716+172.7% | $137,256+96.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 7.30% | 38.48%-31.2pp | 31.81%-24.5pp | 220.34%-213.0pp |
| Employer contribution / active EE | $1,212 | $2,725-55.5% | $2,279-46.8% | $4,156-70.8% |
| Participant deferral / active EE | $1,160 | $4,640-75.0% | $4,048-71.4% | $6,407-81.9% |
| Admin fee / account holder | $1,907 | $10,129-81.2% | $8,703-78.1% | $12,270-84.5% |