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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,560 | $95,895+150.9% | $79,576+202.3% | $134,509+78.8% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -9.62% | -2.72%-6.9pp | 0.15%-9.8pp | 418.13%-427.8pp |
| Employer contribution / active EE | $954 | $3,128-69.5% | $2,413-60.5% | $4,741-79.9% |
| Participant deferral / active EE | $3,337 | $4,693-28.9% | $3,985-16.3% | $6,400-47.9% |
| Admin fee / account holder | $1,694 | $9,129-81.4% | $6,834-75.2% | $11,427-85.2% |