Filed September 15, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,213 | $87,834-40.6% | $133,975-61.0% | $62,881-17.0% |
| Participation rate | 59.6% | 83.4%-23.8pp | 87.1%-27.5pp | 69.3%-9.7pp |
| Annual return | 3.79% | 12.05%-8.3pp | 29.29%-25.5pp | 20.14%-16.4pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,325 | $4,812-51.7% | $6,282-63.0% | $3,203-27.4% |
| Admin fee / account holder | $7,155 | $5,372+33.2% | $9,324-23.3% | $4,296+66.6% |