Filed September 15, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,237 | $110,106-43.5% | $151,634-59.0% | $68,494-9.1% |
| Participation rate | 68.4% | 84.0%-15.5pp | 87.5%-19.1pp | 67.9%+0.5pp |
| Annual return | -12.11% | -10.24%-1.9pp | 3.32%-15.4pp | -7.86%-4.2pp |
| Employer contribution / active EE | $0 | $4,470-100.0% | $6,165-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,569 | $6,527-45.3% | $8,363-57.3% | $4,028-11.4% |
| Admin fee / account holder | $1,973 | $7,719-74.4% | $11,614-83.0% | $5,403-63.5% |