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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,202 | $211,224-59.7% | $178,505-52.3% | $145,897-41.6% |
| Participation rate | 73.3% | 80.8%-7.5pp | 77.1%-3.8pp | 80.3%-7.0pp |
| Annual return | 8.99% | 30.28%-21.3pp | 27.16%-18.2pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,635 | $4,577-42.4% | $3,955-33.4% | $4,663-43.5% |
| Participant deferral / active EE | $11,072 | $6,966+59.0% | $6,280+76.3% | $6,689+65.5% |
| Admin fee / account holder | $3,221 | $12,109-73.4% | $10,428-69.1% | $13,390-75.9% |