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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,202 | $210,698-59.6% | $178,014-52.1% | $145,959-41.6% |
| Participation rate | 73.3% | 80.8%-7.4pp | 77.1%-3.8pp | 80.3%-7.0pp |
| Annual return | 8.99% | 386.27%-377.3pp | 294.80%-285.8pp | 561.95%-553.0pp |
| Employer contribution / active EE | $2,635 | $4,567-42.3% | $3,950-33.3% | $4,661-43.5% |
| Participant deferral / active EE | $11,072 | $6,958+59.1% | $6,276+76.4% | $6,689+65.5% |
| Admin fee / account holder | $3,221 | $12,016-73.2% | $10,362-68.9% | $13,398-76.0% |