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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,821 | $202,460-69.5% | $169,385-63.5% | $139,456-55.7% |
| Participation rate | 80.0% | 81.1%-1.1pp | 77.2%+2.8pp | 80.3%-0.3pp |
| Annual return | 11.04% | 532.07%-521.0pp | 405.82%-394.8pp | 373.45%-362.4pp |
| Employer contribution / active EE | $2,301 | $4,691-50.9% | $4,012-42.6% | $4,753-51.6% |
| Participant deferral / active EE | $8,781 | $6,938+26.6% | $6,221+41.1% | $6,711+30.8% |
| Admin fee / account holder | $2,790 | $10,719-74.0% | $9,011-69.0% | $11,407-75.5% |