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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,538 | $77,920-30.0% | $149,723-63.6% | $75,177-27.5% |
| Participation rate | 72.0% | 65.6%+6.4pp | 78.8%-6.8pp | 67.2%+4.8pp |
| Annual return | 12.84% | 31.72%-18.9pp | 134.50%-121.7pp | 160.75%-147.9pp |
| Employer contribution / active EE | $2,185 | $3,138-30.4% | $4,821-54.7% | $2,671-18.2% |
| Participant deferral / active EE | $2,044 | $3,411-40.1% | $5,682-64.0% | $4,126-50.5% |
| Admin fee / account holder | $1,292 | $5,951-78.3% | $13,215-90.2% | $5,651-77.1% |