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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $209,422-74.5% | $178,503-70.1% | $158,982-66.4% |
| Participation rate | 87.0% | 86.4%+0.6pp | 81.9%+5.0pp | 82.0%+5.0pp |
| Annual return | 39.13% | 188.81%-149.7pp | 151.12%-112.0pp | 302.99%-263.9pp |
| Employer contribution / active EE | $4,124 | $5,707-27.7% | $5,011-17.7% | $4,763-13.4% |
| Participant deferral / active EE | $2,227 | $5,955-62.6% | $5,202-57.2% | $5,983-62.8% |
| Admin fee / account holder | $2,036 | $17,079-88.1% | $13,987-85.4% | $11,252-81.9% |