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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,412 | $167,353-71.1% | $143,797-66.3% | $134,545-64.0% |
| Participation rate | 94.4% | 84.8%+9.6pp | 80.3%+14.1pp | 81.2%+13.2pp |
| Annual return | -14.72% | 0.48%-15.2pp | -0.04%-14.7pp | 418.37%-433.1pp |
| Employer contribution / active EE | $2,991 | $5,620-46.8% | $4,952-39.6% | $4,742-36.9% |
| Participant deferral / active EE | $2,505 | $6,447-61.1% | $5,638-55.6% | $6,401-60.9% |
| Admin fee / account holder | $1,612 | $18,096-91.1% | $14,679-89.0% | $11,431-85.9% |