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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,081 | $202,342-78.7% | $172,753-75.1% | $152,909-71.8% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 42.75% | 1029.88%-987.1pp | 803.00%-760.3pp | 345.46%-302.7pp |
| Employer contribution / active EE | $3,359 | $5,857-42.7% | $5,144-34.7% | $4,764-29.5% |
| Participant deferral / active EE | $2,478 | $5,948-58.3% | $5,198-52.3% | $5,851-57.7% |
| Admin fee / account holder | $1,064 | $17,112-93.8% | $13,956-92.4% | $11,601-90.8% |