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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,660 | $51,606-46.4% | $129,339-78.6% | $80,911-65.8% |
| Participation rate | 65.5% | 57.0%+8.6pp | 69.6%-4.1pp | 67.6%-2.1pp |
| Annual return | 12.05% | 20.76%-8.7pp | 9437.05%-9425.0pp | 35.63%-23.6pp |
| Employer contribution / active EE | $2,113 | $1,582+33.6% | $4,154-49.1% | $2,756-23.3% |
| Participant deferral / active EE | $3,534 | $2,669+32.4% | $4,170-15.2% | $4,297-17.7% |
| Admin fee / account holder | $10,868 | $4,310+152.2% | $7,668+41.7% | $6,935+56.7% |