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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,989 | $176,402-91.5% | $134,162-88.8% | $158,966-90.6% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 26.20% | 63.66%-37.5pp | 36.35%-10.1pp | 302.95%-276.7pp |
| Employer contribution / active EE | $2,725 | $5,042-46.0% | $3,705-26.5% | $4,762-42.8% |
| Participant deferral / active EE | $3,354 | $4,093-18.0% | $3,500-4.1% | $5,983-43.9% |
| Admin fee / account holder | $1,314 | $8,719-84.9% | $6,685-80.3% | $11,250-88.3% |