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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,386 | $176,688-94.1% | $130,660-92.1% | $152,897-93.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 48.23% | 2693.08%-2644.9pp | 1709.29%-1661.1pp | 345.43%-297.2pp |
| Employer contribution / active EE | $3,094 | $5,743-46.1% | $4,092-24.4% | $4,764-35.1% |
| Participant deferral / active EE | $3,897 | $4,362-10.7% | $3,603+8.2% | $5,851-33.4% |
| Admin fee / account holder | $356 | $7,131-95.0% | $5,463-93.5% | $11,599-96.9% |