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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,624 | $104,098-69.6% | $140,514-77.5% | $94,015-66.4% |
| Participation rate | 88.0% | 73.7%+14.3pp | 77.8%+10.2pp | 70.8%+17.2pp |
| Annual return | 26.74% | 15.14%+11.6pp | 14.36%+12.4pp | 17.84%+8.9pp |
| Employer contribution / active EE | $1,901 | $2,388-20.4% | $3,378-43.7% | $2,790-31.9% |
| Participant deferral / active EE | $3,146 | $4,033-22.0% | $4,919-36.0% | $4,249-26.0% |
| Admin fee / account holder | $763 | $10,439-92.7% | $13,697-94.4% | $8,951-91.5% |