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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,624 | $97,550-67.6% | $120,344-73.7% | $87,485-63.9% |
| Participation rate | 88.0% | 72.8%+15.2pp | 76.7%+11.3pp | 68.9%+19.1pp |
| Annual return | 26.74% | 18.41%+8.3pp | 20.30%+6.4pp | 26.06%+0.7pp |
| Employer contribution / active EE | $1,901 | $2,291-17.0% | $3,020-37.0% | $2,596-26.8% |
| Participant deferral / active EE | $3,146 | $4,230-25.6% | $5,135-38.7% | $4,274-26.4% |
| Admin fee / account holder | $763 | $9,543-92.0% | $12,742-94.0% | $7,775-90.2% |