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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,624 | $95,453-66.9% | $112,040-71.8% | $82,448-61.6% |
| Participation rate | 88.0% | 72.8%+15.2pp | 76.5%+11.5pp | 68.1%+19.9pp |
| Annual return | 26.74% | 23.92%+2.8pp | 24.52%+2.2pp | 41.64%-14.9pp |
| Employer contribution / active EE | $1,901 | $2,318-18.0% | $2,954-35.6% | $2,551-25.5% |
| Participant deferral / active EE | $3,146 | $4,224-25.5% | $5,098-38.3% | $4,139-24.0% |
| Admin fee / account holder | $763 | $9,013-91.5% | $12,098-93.7% | $7,234-89.5% |