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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,865 | $100,792-85.3% | $86,691-82.9% | $134,509-88.9% |
| Participation rate | 89.5% | 78.9%+10.5pp | 76.6%+12.9pp | 81.2%+8.2pp |
| Annual return | -19.03% | 29.08%-48.1pp | 35.94%-55.0pp | 418.13%-437.2pp |
| Employer contribution / active EE | $2,316 | $3,491-33.6% | $2,837-18.3% | $4,741-51.1% |
| Participant deferral / active EE | $4,504 | $5,339-15.6% | $4,656-3.3% | $6,400-29.6% |
| Admin fee / account holder | $952 | $10,924-91.3% | $7,492-87.3% | $11,427-91.7% |