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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,967 | $209,874+29.6% | $189,537+43.5% | $167,536+62.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.26% | 748.61%-733.4pp | 555.34%-540.1pp | 478.82%-463.6pp |
| Employer contribution / active EE | $0 | $6,913-100.0% | $6,161-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $21,786 | $8,934+143.9% | $8,220+165.0% | $6,342+243.5% |
| Admin fee / account holder | $505 | $14,299-96.5% | $12,048-95.8% | $12,315-95.9% |