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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,723 | $197,637+49.6% | $177,848+66.3% | $158,982+86.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 6.33% | 58.77%-52.4pp | 48.33%-42.0pp | 302.99%-296.7pp |
| Employer contribution / active EE | $3,670 | $6,698-45.2% | $5,919-38.0% | $4,763-22.9% |
| Participant deferral / active EE | $19,515 | $8,405+132.2% | $7,714+153.0% | $5,983+226.2% |
| Admin fee / account holder | $28,783 | $15,406+86.8% | $12,431+131.5% | $11,252+155.8% |