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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $46,884 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,626 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,692 | $101,539+41.5% | $147,041-2.3% | $74,400+93.1% |
| Participation rate | 90.4% | 75.5%+14.9pp | 82.2%+8.3pp | 67.2%+23.2pp |
| Annual return | 13.88% | 8740.84%-8727.0pp | 419.21%-405.3pp | 1367.51%-1353.6pp |
| Employer contribution / active EE | $6,151 | $3,811+61.4% | $4,935+24.6% | $2,624+134.4% |
| Participant deferral / active EE | $15,165 | $7,304+107.6% | $8,071+87.9% | $4,348+248.8% |
| Admin fee / account holder | $358 | $1,749-79.5% | $13,006-97.2% | $1,944-81.6% |