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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $40,897 |
Service code 37 · EIN 04-2647786 | Loan Processing | $25,698 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $15,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,867 | $105,200+64.3% | $159,474+8.4% | $85,847+101.4% |
| Participation rate | 89.6% | 75.8%+13.8pp | 82.8%+6.8pp | 69.3%+20.3pp |
| Annual return | 14.97% | 45.08%-30.1pp | 263.68%-248.7pp | 318.61%-303.6pp |
| Employer contribution / active EE | $14,074 | $3,319+324.1% | $4,831+191.3% | $2,565+448.6% |
| Participant deferral / active EE | $13,573 | $5,946+128.3% | $7,353+84.6% | $3,952+243.4% |
| Admin fee / account holder | $628 | $6,934-90.9% | $10,802-94.2% | $6,261-90.0% |