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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC4 years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $32,029 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,169 |
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $11,324 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,698 | $91,439+52.8% | $135,974+2.7% | $71,511+95.4% |
| Participation rate | 92.7% | 75.7%+17.1pp | 81.9%+10.8pp | 67.9%+24.8pp |
| Annual return | 26.51% | 29.90%-3.4pp | 68.30%-41.8pp | 28.86%-2.3pp |
| Employer contribution / active EE | $6,399 | $3,705+72.7% | $4,859+31.7% | $2,589+147.1% |
| Participant deferral / active EE | $17,977 | $7,093+153.5% | $7,760+131.7% | $4,291+319.0% |
| Admin fee / account holder | $356 | $1,267-71.9% | $10,767-96.7% | $1,588-77.6% |