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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,381 | $176,077-39.6% | $159,455-33.3% | $167,518-36.5% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 14.07% | 331.83%-317.8pp | 263.63%-249.6pp | 478.71%-464.6pp |
| Employer contribution / active EE | $2,387 | $5,298-54.9% | $4,830-50.6% | $4,838-50.7% |
| Participant deferral / active EE | $7,332 | $7,751-5.4% | $7,353-0.3% | $6,342+15.6% |
| Admin fee / account holder | $12,421 | $12,556-1.1% | $10,800+15.0% | $12,312+0.9% |