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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,255 | $157,276-49.6% | $141,177-43.9% | $152,885-48.2% |
| Participation rate | 81.0% | 84.8%-3.9pp | 82.5%-1.5pp | 82.5%-1.5pp |
| Annual return | 23.26% | 64.33%-41.1pp | 71.40%-48.1pp | 345.39%-322.1pp |
| Employer contribution / active EE | $2,190 | $5,262-58.4% | $4,736-53.8% | $4,763-54.0% |
| Participant deferral / active EE | $6,324 | $7,110-11.1% | $6,710-5.8% | $5,851+8.1% |
| Admin fee / account holder | $1,270 | $12,123-89.5% | $10,263-87.6% | $11,598-89.0% |