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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,255 | $157,304-49.6% | $141,197-43.9% | $152,909-48.2% |
| Participation rate | 81.0% | 84.8%-3.9pp | 82.5%-1.5pp | 82.5%-1.5pp |
| Annual return | 23.26% | 64.34%-41.1pp | 71.41%-48.1pp | 345.46%-322.2pp |
| Employer contribution / active EE | $2,190 | $5,263-58.4% | $4,736-53.8% | $4,764-54.0% |
| Participant deferral / active EE | $6,324 | $7,111-11.1% | $6,710-5.8% | $5,851+8.1% |
| Admin fee / account holder | $1,270 | $12,126-89.5% | $10,265-87.6% | $11,601-89.1% |