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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,101 | $150,447-54.7% | $136,298-50.0% | $147,586-53.9% |
| Participation rate | 70.0% | 84.4%-14.4pp | 81.9%-11.9pp | 82.8%-12.8pp |
| Annual return | 15.80% | 1049.15%-1033.4pp | 5156.27%-5140.5pp | 578.59%-562.8pp |
| Employer contribution / active EE | $1,511 | $5,256-71.3% | $4,696-67.8% | $4,876-69.0% |
| Participant deferral / active EE | $5,359 | $6,631-19.2% | $6,247-14.2% | $5,439-1.5% |
| Admin fee / account holder | $6,524 | $10,906-40.2% | $9,244-29.4% | $10,886-40.1% |