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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC7 years Service code 27 PO BOX 198928 · NASHVILLE, TN 37238 | Advisory (Plan) | $61,156 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,057 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $22,891 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,897 | $89,282+44.4% | $94,679+36.1% | $74,440+73.2% |
| Participation rate | 64.5% | 82.4%-17.9pp | 80.8%-16.3pp | 70.7%-6.2pp |
| Annual return | 18.93% | 25.96%-7.0pp | 156.75%-137.8pp | 34.37%-15.4pp |
| Employer contribution / active EE | $2,563 | $3,022-15.2% | $3,673-30.2% | $2,638-2.8% |
| Participant deferral / active EE | $9,311 | $8,425+10.5% | $7,417+25.5% | $4,529+105.6% |
| Admin fee / account holder | $358 | $219+63.7% | $7,233-95.0% | $348+3.0% |