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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,777 | $176,077-60.4% | $159,455-56.2% | $167,518-58.3% |
| Participation rate | 85.7% | 84.9%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 13.40% | 331.83%-318.4pp | 263.63%-250.2pp | 478.71%-465.3pp |
| Employer contribution / active EE | $1,915 | $5,298-63.9% | $4,830-60.4% | $4,838-60.4% |
| Participant deferral / active EE | $5,639 | $7,751-27.2% | $7,353-23.3% | $6,342-11.1% |
| Admin fee / account holder | $317 | $12,556-97.5% | $10,800-97.1% | $12,312-97.4% |