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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,748 | $148,623-24.1% | $135,974-17.1% | $139,466-19.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 13.70% | 79.30%-65.6pp | 68.30%-54.6pp | 373.66%-360.0pp |
| Employer contribution / active EE | $3,352 | $5,246-36.1% | $4,859-31.0% | $4,754-29.5% |
| Participant deferral / active EE | $8,288 | $8,103+2.3% | $7,760+6.8% | $6,712+23.5% |
| Admin fee / account holder | $842 | $12,406-93.2% | $10,767-92.2% | $11,409-92.6% |