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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,088 | $138,076-57.9% | $123,553-53.0% | $135,380-57.1% |
| Participation rate | 54.5% | 84.7%-30.2pp | 82.3%-27.7pp | 82.6%-28.1pp |
| Annual return | -5.25% | 153.70%-159.0pp | 119.21%-124.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $2,804 | $5,152-45.6% | $4,628-39.4% | $4,779-41.3% |
| Participant deferral / active EE | $5,258 | $6,800-22.7% | $6,426-18.2% | $5,609-6.3% |
| Admin fee / account holder | $10,844 | $10,917-0.7% | $9,284+16.8% | $10,828+0.1% |