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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,451 | $76,551-11.9% | $123,894-45.6% | $62,881+7.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 109.83% | 18.68%+91.2pp | 47.52%+62.3pp | 20.14%+89.7pp |
| Employer contribution / active EE | $3,667 | $2,882+27.2% | $4,617-20.6% | $2,281+60.8% |
| Participant deferral / active EE | $7,736 | $4,840+59.8% | $5,984+29.3% | $3,203+141.5% |
| Admin fee / account holder | $67,855 | $4,826+1306.1% | $8,357+711.9% | $4,296+1479.6% |