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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,611 | $93,617+178.4% | $135,982+91.7% | $75,177+246.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.07% | 30.89%-13.8pp | 68.32%-51.3pp | 160.75%-143.7pp |
| Employer contribution / active EE | $4,846 | $3,538+37.0% | $4,859-0.3% | $2,671+81.4% |
| Participant deferral / active EE | $13,046 | $6,406+103.7% | $7,760+68.1% | $4,126+216.2% |
| Admin fee / account holder | $3,442 | $6,980-50.7% | $10,767-68.0% | $5,651-39.1% |