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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,859 | $99,875+161.2% | $146,866+77.6% | $86,983+199.9% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.5%+27.6pp |
| Annual return | 15.00% | 28.10%-13.1pp | 102.85%-87.9pp | 25.83%-10.8pp |
| Employer contribution / active EE | $4,373 | $3,224+35.6% | $4,425-1.2% | $2,584+69.2% |
| Participant deferral / active EE | $11,419 | $6,322+80.6% | $7,759+47.2% | $4,194+172.3% |
| Admin fee / account holder | $3,126 | $7,838-60.1% | $13,620-77.1% | $7,856-60.2% |