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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,584 | $68,878+139.0% | $120,574+36.5% | $80,935+103.4% |
| Participation rate | 62.7% | 61.7%+1.0pp | 71.9%-9.3pp | 67.7%-5.0pp |
| Annual return | 15.75% | 23.67%-7.9pp | 107.42%-91.7pp | 35.66%-19.9pp |
| Employer contribution / active EE | $2,236 | $2,065+8.3% | $3,471-35.6% | $2,757-18.9% |
| Participant deferral / active EE | $10,237 | $3,189+221.1% | $4,996+104.9% | $4,299+138.1% |
| Admin fee / account holder | $13,381 | $5,782+131.4% | $9,445+41.7% | $6,924+93.2% |