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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,398 | $76,551-13.3% | $123,894-46.4% | $62,881+5.6% |
| Participation rate | 51.9% | 73.0%-21.1pp | 81.4%-29.6pp | 69.3%-17.5pp |
| Annual return | 5.96% | 18.68%-12.7pp | 47.52%-41.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $1,035 | $2,882-64.1% | $4,617-77.6% | $2,281-54.6% |
| Participant deferral / active EE | $4,367 | $4,840-9.8% | $5,984-27.0% | $3,203+36.3% |
| Admin fee / account holder | $16,778 | $4,826+247.7% | $8,357+100.8% | $4,296+290.6% |