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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,024 | $93,598-33.7% | $135,974-54.4% | $75,173-17.5% |
| Participation rate | 98.3% | 75.2%+23.1pp | 81.9%+16.4pp | 67.2%+31.1pp |
| Annual return | 23.86% | 30.89%-7.0pp | 68.30%-44.4pp | 160.72%-136.9pp |
| Employer contribution / active EE | $535 | $3,538-84.9% | $4,859-89.0% | $2,671-80.0% |
| Participant deferral / active EE | $10,409 | $6,405+62.5% | $7,760+34.1% | $4,126+152.3% |
| Admin fee / account holder | $5,079 | $6,978-27.2% | $10,767-52.8% | $5,651-10.1% |