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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,326 | $98,766-59.2% | $149,730-73.1% | $79,852-49.5% |
| Participation rate | 64.0% | 75.8%-11.8pp | 82.5%-18.5pp | 69.6%-5.7pp |
| Annual return | 25.45% | 27.43%-2.0pp | 276.70%-251.3pp | 31.72%-6.3pp |
| Employer contribution / active EE | $1,553 | $3,217-51.7% | $4,645-66.6% | $2,471-37.1% |
| Participant deferral / active EE | $5,974 | $5,681+5.2% | $6,843-12.7% | $3,740+59.7% |
| Admin fee / account holder | $2,558 | $6,052-57.7% | $9,310-72.5% | $5,306-51.8% |