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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,495 | $82,674-52.2% | $125,381-68.5% | $68,486-42.3% |
| Participation rate | 97.4% | 75.1%+22.3pp | 82.4%+15.0pp | 67.9%+29.5pp |
| Annual return | -22.73% | -5.97%-16.8pp | 572.31%-595.0pp | -7.85%-14.9pp |
| Employer contribution / active EE | $2,601 | $3,382-23.1% | $4,815-46.0% | $2,597+0.2% |
| Participant deferral / active EE | $9,619 | $6,111+57.4% | $7,448+29.2% | $4,028+138.8% |
| Admin fee / account holder | $2,612 | $6,277-58.4% | $10,007-73.9% | $5,404-51.7% |